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This section will discuss ways to pay for online shopping using cards or other alternative methods. Most stores support the ways that will be analysed and the redemption process is pretty much the same. It is advisable to remind trainees of the dangers of misleading or abusive behaviour discussed in module of Digital Security as well as what to observe, regarding the security protocols. If you notice any phobias or resentment while explaining these risks, re-explain that there is no reason to worry about if they adhere to the basic parameters taught and that in any case they question a transaction, they will have their bank by their side to help them. Payment methods through cards to be taught in this module are:

  • Through credit or debit cards
  • Through prepaid cards
  • Through alternative methods such as PayPal, Money Bookers or Viva Wallet, a widespread method that is proposed for purchases from foreign stores

For each payment method, explain the card issuance or account opening process and analyse the advantages and disadvantages that characterize them. In addition, you can tell them that there are alternative ways of payment, such as cash on delivery or bank wire, but highlight the additional risks that these transactions hide (greater cost, difficulty in cancelling a transaction, etc.). Lastly, make sure to answer all the possible questions the trainees will have, so that you can make them feel familiar and secure with this payment system.

Duration: 1 H 30’ (60’ explanatory session + 30’ practical session)

Aims: introducing learners to the concept of online trading gateways. They will learn how to use cards issued by the majority of the banks (credit card, debit card, prepaid card) and other alternative methods for their online transactions.

Contents:

  • Introduction to online trading: Concepts and possibilities
  • Online Payment Methods:
    • Banking methods (credit card, debit card, prepaid card)
    • Alternative methods (PayPal, Google Wallet / Apple Wallet)
  • Other tips: Log Out, privacy, confidentiality, etc.
  • Purpose of the exercise: Practical approach to the different possibilities of the online payment methods
  • Duration in minutes: 30 minutes
  • Group size: Undetermined
  • Instructions for the trainer:
    • Explaining the different payment methods at the beginning of the session.
    • Having knowledge of the most representative online payment methods and platforms.
    • Addressing the pros and cons of each method.
    • Create an account in an online payment platform for the practical session.
  • Equipment: Smartphone and /or Computer, slide projector / videoconference system
  • Tips and tricks for the trainer:
    • Involving the senior students in the practical learning process though constantly asking them (questionnaires)